Texas truck insurance

Trucking insurance for Texas carriers

From Houston, Dallas–Fort Worth and San Antonio to El Paso and the Rio Grande Valley, we insure Texas-based owner-operators and fleets.

• Primary auto liabilityFMCSA minimum is $750,000 for general freight in interstate commerce; most brokers want $1,000,000. We file your BMC-91X and MCS-90.
• Physical damageCovers your tractor and trailer for collisions, theft, fire and weather.
• Motor truck cargoCovers the freight you haul, with limits brokers ask for.
• Non-trucking liability and occupational accidentFor owner-operators leased to a carrier.
• Workers' compensation and general liabilityFor carriers with employees, yards and job sites.

Routes we insure in Texas

The I-10 from El Paso through San Antonio and Houston, the I-20 across West Texas to Dallas–Fort Worth, the I-35 from Laredo through Austin to DFW, and the I-45 between Dallas and Houston.

Permits and registrations

Texas-based carriers running interstate set up IRP and IFTA through Texas, plus USDOT and MC authority. Texas intrastate carriers may also need TxDMV motor carrier credentials; we'll confirm what applies to you. Our permit team handles USDOT, MC, IRP, IFTA and more.

Local or nationwide

Whether you run local routes, regional lanes across the Southwest or coast to coast, we build the policy around where your trucks actually go. See our semi truck, dump truck, tow truck, box truck and hotshot pages.