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States we serve

California truck insurance

Our home state. Coverage for California carriers running local, intrastate and interstate, with CA number and MCP filings handled in-house.

Trucking insurance for California carriers

We're based in South Gate, in the heart of Southern California's freight corridor. We insure owner-operators and fleets across the state, from port drayage and construction dump trucks to long-haul semis.

  • Primary auto liabilityFMCSA minimum is $750,000 for general freight in interstate commerce; most brokers want $1,000,000. We file your BMC-91X and MCS-90.
  • Physical damageCovers your tractor and trailer for collisions, theft, fire and weather.
  • Motor truck cargoCovers the freight you haul, with limits brokers ask for.
  • Non-trucking liability and occupational accidentFor owner-operators leased to a carrier.
  • Workers' compensation and general liabilityFor carriers with employees, yards and job sites.

Routes we insure in California

Port of Los Angeles and Long Beach drayage on the I-710, the I-5 and CA-99 through the Central Valley, the I-10 and I-15 out of the Inland Empire, and everything in between.

Permits and registrations

California intrastate carriers typically need a USDOT number, a CA carrier ID and a Motor Carrier Permit (MCP) with insurance on file, and workers' comp once they have employees. Our permit team handles USDOT, MC, IRP, IFTA and more.

Local or nationwide

Whether you run local routes, regional lanes across the Southwest or coast to coast, we build the policy around where your trucks actually go. See our semi truck, dump truck, tow truck, box truck and hotshot pages.

Common questions

Do you insure trucking companies based in California?

Yes. Pacific Coast Insurance Services serves owner-operators and fleets based in California, along with California, Nevada, Arizona and Texas carriers, from our South Gate, CA office.

Does my policy cover me outside the state?

Trucking policies for interstate carriers are typically written to cover you wherever you run in the U.S. Your agent will confirm the radius and states on your policy so it matches how you operate.

What does a California carrier need to haul in-state?

Usually a USDOT number, CA carrier ID and MCP with proof of insurance on file. We'll confirm exactly what applies to your operation.

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